Helping you Plan Protect and Grow your wealth
91 777 699 3179 info@gayatri-group.in
Loans · business, personal and against your assets

The right loan, from the whole market
without breaking what you've built.

We put offers from 275+ lenders in front of you through a single application, so you get competitive terms without going branch to branch — and when you need cash quickly, you can borrow against your investments instead of selling them.

Explore My Loan Options See How Wealth-Shield Works

275+ lenders, one application · Keep your investments invested · Guidance at zero cost

Business owner discussing loan options with advisor

Two ways people lose money on loans — and both are avoidable.

The first: you walk into the one bank you know, take whatever rate they offer, and never find out that a dozen other lenders would have said yes on better terms.

The second, and worse: a cash shortage hits, and to raise money you sell a good investment at the wrong time — taking a loss and giving up years of growth, just to cover a few months.

Neither is necessary. The whole lending market is open to you if someone searches it properly, and your investments can raise cash without ever being sold.

Make the market compete. Keep your growth intact.

Because we're not a bank, we're not selling you our own loan — we gather offers from across 275+ lenders and bring you the ones that fit, so lenders compete for you rather than the other way round. And because your investments sit with us too, they can quietly support a credit line when you need one, letting you raise cash in a hurry without selling a single unit.

What you can borrow

Business & Working-Capital Loans

Funds for the business, sourced from the whole market.

Working-capital lines, secured and unsecured business loans, and growth finance — sourced from 275+ lenders through a single application, so you get competitive terms without going from branch to branch. Ideal for traders, manufacturers and professionals who need funds to move at the speed the business does.

Personal Loans

For life's bigger moments, on sensible terms.

A wedding, a medical need, a home improvement — we compare personal loan offers across lenders for the right balance of rate, tenure and eligibility, arranged with minimal paperwork through one window.

Loan Against Property

Unlock the value in what you already own.

Use your residential or commercial property as security for a larger loan at a lower rate — for business expansion, consolidating debt or a major expense. We compare offers across lenders and help you weigh the terms honestly.

Wealth-Shield: cash when you need it, without giving up your growth.

गुंतवणूक न मोडता तात्काळ ओव्हरड्राफ्ट

When you need money in a hurry, selling your investments is the expensive way out — you lose the growth and often sell at the wrong time. Wealth-Shield lets you borrow against your mutual funds or securities instead. You get a paperless credit line — often within a couple of hours — while your investments stay invested and keep working for you. You only pay interest on what you actually use, and once the need passes, your portfolio is exactly where you left it, still growing.

How it works, simply:
  • Your mutual funds or securities act as security — nothing is sold.
  • You're given a credit limit based on a share of their value.
  • Draw what you need, repay when you can, and keep the growth.
Subject to lender approval and the value of the securities pledged. A large fall in market value may require you to add more.

At a Glance

275+
lenders, one application
4
ways to borrow
Keep
invested with Wealth-Shield
₹0
direct fee
3 Languages
English, मराठी, हिंदी

How it works

Four steps, one window.

1
Tell us what you need

Amount, purpose and timeline — a quick conversation, no obligation.

2
We search the market

We match you to suitable lenders from 275+ and bring back the offers that fit, so you're not applying blindly everywhere.

3
Choose on clear terms

Rate, tenure and conditions explained plainly, in your language, before you commit.

4
Fast, paperless payout

Digital processing right through to disbursal — and for Wealth-Shield, cash often within hours, subject to lender approval.

Why choose us

  • The whole market — offers sourced across 275+ lenders through one window, so lenders compete for you.
  • Keep your growth — Wealth-Shield raises cash without selling your investments.
  • Genuinely unbiased — we're not a bank pushing our own loan; we bring you what fits.
  • Guidance at zero cost — no direct fee; we're paid by the lender, and we say so.
  • Local, in your language — terms explained plainly in Marathi and Hindi, in Kolhapur.
  • Everything in one place — loans alongside your investments and insurance, on one dashboard.

Common Questions

Yes. Through Wealth-Shield — a loan against your mutual funds or securities — you can raise paperless credit, often within a couple of hours and subject to lender approval, while your investments stay invested and keep growing. You pledge them as security rather than selling them.

We source offers from over 275 lenders through a single application, so you see competitive terms from across the market instead of accepting one bank's rate.

Business and working-capital loans, personal loans, loan against property, and loans against mutual funds or securities — compared across lenders on your behalf.

We match you to lenders you're genuinely suited to first, to avoid unnecessary applications. Formal loan applications do involve credit checks, so finding the right lenders up front helps keep those to a minimum.

No. All loans are arranged through empanelled lending partners and are subject to the lender's approval, your eligibility and your credit profile. We find and present the options; the lender makes the final decision.

Nothing directly. Our guidance is free; we're paid by the lender whose loan you choose, in the standard disclosed way.

Need funds — or just a better rate than your bank offered?

Tell us what you need. We'll find options from across 275+ lenders, or set up Wealth-Shield so you can raise cash without selling your investments — no obligation, no upfront fee. Either way, you'll see what the whole market can actually do for you.

Explore My Loan Options Chat on WhatsApp